Terms & Conditions
Easy Growth Finance – Your Business Growth Partner
Last Updated: 26 October 2026
1. Introduction
Welcome to Easy Growth Finance. These Terms & Conditions govern your access to and use of our website, https://easygrowth.in/, and the information and enquiry services provided through it.
By accessing our website or submitting a business funding enquiry, you agree to these website terms. If you do not agree with these terms, please discontinue use of the website.
These are general website terms and do not replace a separate loan agreement, funding agreement or other applicable legal documentation.
2. About Our Services
Easy Growth Finance provides information and accepts enquiries relating to short-term, collateral-free business funding for eligible business owners operating in Tamil Nadu.
Funding assessments may consider business transactions, banking information, business profile and repayment capacity.
The submission of an enquiry does not constitute approval, a binding offer of funding or a commitment to provide a loan.
3. Eligibility Criteria
Applicants may generally be considered if they meet the following basic criteria:
- The business operates in Tamil Nadu.
- The applicant is a business owner.
- The business has a minimum transaction volume of ₹5,00,000 or above.
- The business maintains an active current account used for business transactions.
- The applicant provides the information and documents required for assessment.
- The applicant demonstrates sufficient repayment capacity.
Meeting these criteria does not guarantee approval. Every application is subject to assessment and the applicable terms.
4. Application and Assessment
Applicants may be required to provide personal details, business information, current account transaction information and supporting documents.
Easy Growth Finance may review the information provided to assess the applicant’s business profile, funding requirements and repayment capacity.
Applicants are responsible for ensuring that all information and documents submitted are accurate, complete and up to date.
Additional information or documents may be requested when necessary for assessment.
5. Funding Approval
All funding applications are subject to internal assessment and applicable requirements.
Easy Growth Finance does not guarantee approval, a particular funding amount or a specific processing or disbursement timeline.
The final approved amount, if any, will depend on the assessment and the terms communicated to the applicant.
6. Funding Amount, Interest and Upfront Deduction
The short-term funding tenure generally ranges from 5 months to 10 months, depending on the approved terms.
Interest starts from 2% per month, subject to eligibility and the applicable approved terms. The actual rate may vary.
Where upfront interest deduction applies, the interest amount may be deducted from the approved funding amount before disbursement.
Illustrative example only:
- Approved amount: ₹10,00,000
- Tenure: 10 months
- Starting interest rate: 2% per month
- Illustrative interest for 10 months: ₹2,00,000
- Net amount disbursed after the illustrated deduction: ₹8,00,000
- Repayable principal amount: ₹10,00,000
This example is for explanation only. Actual interest calculations, deductions, disbursement amounts and repayment obligations will be determined by the applicable agreed terms and documentation.
Applicants should review the full cost of funding and the net amount they will receive before accepting an offer.
7. Repayment Terms
Repayment may be arranged according to the approved funding arrangement. Available repayment frequencies may include:
- Monthly repayment
- Repayment every 15 days
- Weekly repayment
The repayment amount, frequency, due dates and total repayment obligation will be communicated before the funding arrangement is finalized.
Illustrative repayment amounts shown on the website are not guaranteed offers and may differ from the actual agreed schedule.
Applicants are responsible for making repayments according to the agreed terms and due dates.
8. Cheque Requirements and Security
Under the described funding model, physical collateral such as property, gold or vehicles is not required.
The agreed security arrangement may include cheques drawn on the current account used for the applicant’s business transactions.
Depending on the approved repayment frequency and applicable documentation, repayment cheques may be required. Two additional security cheques may also be collected as part of the agreed security arrangement.
The exact cheque requirements, their purpose and the applicable conditions will be explained to the applicant before sanction or disbursement and recorded in the relevant documentation.
Applicants should understand the purpose and implications of all cheques provided before proceeding.
9. Delayed Repayment or Default
Applicants are expected to meet their repayment obligations according to the agreed schedule.
Failure to repay on time may result in consequences under the applicable funding agreement and relevant law.
Any applicable late fees, additional charges, recovery procedures or other consequences must be communicated in the relevant documentation before the applicant accepts the funding arrangement. No specific penalty or charge is established by these general website terms.
10. Customer Responsibilities
By submitting an enquiry or application, you agree to:
- Provide accurate and complete information.
- Submit genuine and valid supporting documents.
- Disclose relevant business and banking information requested for assessment.
- Inform us of material changes to the information provided, where relevant.
- Review the approved funding terms before accepting them.
- Meet repayment obligations under the applicable agreement.
- Use the website lawfully and not submit fraudulent or misleading information.
Providing false, misleading or incomplete information may affect the assessment or handling of an application.
11. Fees and Other Charges
Any applicable processing fees, service charges, taxes or other charges, if any, will be communicated to the applicant before the funding arrangement is finalized.
Applicants should seek clarification regarding any amount they do not understand before accepting the terms.
12. Website Information and Accuracy
We aim to keep the information on our website clear and up to date. However, website content is provided for general informational purposes and may be revised from time to time.
Examples, eligibility descriptions, interest information and repayment illustrations should not be interpreted as a guaranteed funding offer.
The final terms applicable to an applicant are those set out in the relevant approved offer and executed funding documentation.
13. Limitation of Liability
To the extent permitted by applicable law, Easy Growth Finance shall not be responsible for losses arising solely from a user’s reliance on general website information without reviewing the applicable funding terms.
Nothing in these Terms & Conditions excludes or limits any liability or legal right that cannot lawfully be excluded or limited.
14. Privacy and Personal Information
Information submitted through our website or during the enquiry and application process may be collected and processed for purposes such as responding to enquiries, assessing applications, communicating with applicants and meeting applicable legal requirements.
Please refer to our Privacy Policy at https://easygrowth.in/ for further information about how personal and business information is handled.
15. Changes to These Terms
We may update these website Terms & Conditions from time to time to reflect changes in our website, business practices or applicable requirements.
The revised version will be published on this page with an updated date. Changes to an existing funding arrangement will be governed by the applicable agreement and relevant law.
16. Applicable Law
These Terms & Conditions are intended to operate subject to applicable laws in India.
Any specific governing-law or jurisdiction provisions applicable to an individual funding arrangement will be set out in the relevant legal documentation, where appropriate.
17. Contact and Support
For questions about these Terms & Conditions or our business funding services, please contact us.
Easy Growth Finance
Phone / WhatsApp: 7338831558
Website: https://easygrowth.in/
Office Address:
Easy Growth Finance
3rd Floor, Kovai Towers,
RTO Road, Gandhipuram,
Coimbatore – 641018, Tamil Nadu, India.
Email: [ADD OFFICIAL EMAIL ADDRESS]
Important Notice: These are general website Terms & Conditions, not a substitute for a legally reviewed loan or funding agreement. Please have the final wording reviewed by a qualified legal professional before publication, particularly the provisions concerning interest calculations, upfront deductions, cheque security, recovery and applicable regulatory requirements.